Safety Features to Look For in a Home

Please use the following as a checklist to determine how safe your home is, or as a guide to follow when moving into a new home. The more of the following safety features you have, the less likely you are to experience a fire or liability loss. In addition, some of the safety features below may qualify you for discounts on your homeowner’s insurance policy.

• Smoke detectors installed
• Heat detectors installed
• Carbon monoxide detectors installed
• Burglar alarm/security system installed
• Fire extinguishers accessible and in working order
• Dead-bolt locks installed
• Sprinkler system installed
• Fire wall (between multi-family dwellings)
• Fire escapes accessible
• Updated wiring adequate for appliances, etc.

• Updated heating system inspected by safety professional
• Supplemental heating systems, such as wood stove, coal stoves, pellet stoves, and fireplace inserts properly installed and adequately maintained.
• Lightning rods installed
• Outside antenna properly grounded
• Pool fenced in and gate kept locked
• Sidewalks in good condition
• Handrails installed on all stairs with three or more steps
• Dogs kept restrained
• Children's play equipment in good condition
• Flammable liquids such as gasoline/kerosene stored safely, preferably outside the house